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Life Insurance

Individual life insurance is crucial. We’ve seen it time and time again, the unthinkable happens... someone passes unexpectedly.

Our life insurance products

We offer three of the most common types of life insurance. These products can be selected based on the one that best fits the reason you want life insurance and is most useful for the specific needs of your family.

Term CoveRAGE

Lasts for 10, 15, 20 or 30 years
Premium payment is flat
Ideal for: young families who want to cover needs with a specific time horizon such as home mortgage and kids’ college

Whole Life

Lasts until end of life
Premium payment is flat
Ideal for: families seeking life insurance plus a way to have access to funds because Whole Life accrues cash value each year

UNIVERSAL LIFE

Lasts until end of life
Fixed premium payment
Ideal for: final expenses for seniors, complex estate planning, retirement and taxes, or to leave  something for their families
With our plans, you can spend a portion of the policy death benefit 
as a living benefit in the case of terminal or critical illness.
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YOU CAN’T PUT A DOLLAR AMOUNT ON YOUR FAMILY

But you CAN ensure their future is protected. We can’t predict when the unexpected will happen, but we can help you prepare for when it does.

The Best Investment You Can Make In Your Family

Individual life insurance is arguably the biggest investment you can make in your loved ones’ security.

We are uniquely specialized in the living benefits of life insurance — don’t know what that means? Let’s talk. There are so many unique, and beneficial ways to leverage your life insurance policy for good.
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Ready for Action?

We want to welcome you into the Ericksen Insurance family. Reach out today so we can get to know you and see if we can serve you.
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